Take Advantage of a Burial Insurance that Over 75% of Seniors Can Actually Afford
NO Medical Exams - Easy to Buy
Ages 50-80 - Guaranteed Acceptance
Burial Insurance – What is it and do I need it?
These are very common questions in regards to burial insurance, also known as final expense plans.
These plans are small life insurance policies that are designed specifically to handle the last expenses a person’s family must handle for them.
How Does It Work?
Insurers will offer burial, or final expense life insurance to individuals who are between age 45 to age 80.
Final Expense life insurance, also called burial or funeral expense insurance, provides a death benefit to use for expenses like medical bills, credit card debt, and funeral costs, and maybe leaving something for your children and/or grandchildren.
These are simple and affordable life insurance policies that can provide peace of mind and protect your loved ones from future financial burdens.
These policies have a smaller death benefit that ranges from $3,000 up to $50,000 and the coverage lasts for your entire life as long as you pay the monthly premium.
Many of these policies are guaranteed issue which means there is no medical exam and limited health questions (if any)
How Much Coverage Can I Get?
Most companies that offer burial / funeral insurance plans will insure a person up to $50,000.
Who Needs a Burial Insurance Policy?
Burial Insurance or Funeral Insurance Plans are an affordable way to give your family the money that they need to pay for any funeral expenses if something were to happen to you.
These plans offer affordable types of coverage for every budget.
If you are looking to save money on their life insurance rates, this may be a better plan for older Americans.
Because these policies are much smaller, the premiums are going to be much lower than a traditional life insurance policy that has a lot more coverage.
If you don't want to pay for a million dollars of life insurance coverage, and don't want to leave your family with funeral costs, a burial insurance plan is a great option.
Applying for a Burial / Funeral Insurance Policy
When applying for these type of plans, normally a medical or physical exam is not required.
Applicants will be asked certain questions on the application for life insurance. Here are some common questions that the companies may ask.
Because there is NO MEDICAL EXAM REQUITED, you can usually expect to get approved quickly.
Applicants will have a choice in how they make their premium payment.
How Much Does a Burial Insurance Policy Cost?
Even if you have been turned down for other types of life insurance coverage, Burial Insurance is a way to get the financial protection at affordable rates.
Here are some sample rates for $15,000 Coverage NON TOBACCO in FL
Once the person has been approved for the burial insurance policy, the premium will usually never go up, they are locked in for the life of the policy.
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